Summary
Overview
Work History
Education
Skills
Personal Information
Languages
Affiliations
Custom
Timeline
Generic
Jubin Madappattu Jacob

Jubin Madappattu Jacob

Salmiya

Summary

CFA Charterholder and Strategic finance professional with 13+ years of progressive experience across Big 4 audit, banking Finance, and Personal Equity Investing. Also an FCCA member, combining global accounting standards with deep investment acumen. Proven expertise in Financial Analysis, internal Fund Transfer Pricing (FTP), MIS reporting, Financial Planning, and Assurance. Built and managed a personal equity portfolio delivering a 21%+ CAGR since 2020, showcasing the skills in Investment Management, Equity research, Portfolio Management, and Asset Allocation strategies. Co-Partner of one of Abu Dhabi’s top-performing Kerala restaurant chains, showcasing a blend of analytical rigor and entrepreneurial execution. Now focused on transitioning into a full-time investment management role, leveraging CFA-level valuation skills, portfolio strategy, and cross-sector business insights.

Overview

13
13
years of professional experience

Work History

Manager, Management Accounting, Group Finance

National Bank of Kuwait
06.2021 - 05.2025
  • Spearhead ongoing enhancements to internal Funds Transfer Pricing (FTP) framework, ensuring alignment with Treasury ALM strategy and driving accurate profitability measurement across business lines.
  • Partner with Treasury to establish monthly FTP rates and assess Net Interest Income (NII) performance vs. plan, supporting dynamic interest margin management.
  • Lead and review end-to-end FTP processes, including transaction processing, system integration, and compliance oversight, reducing processing time and ensuring accurate financial reporting
  • Provide forward-looking analysis on benchmark rate shifts and their impact on bank profitability, guiding strategic planning and balance sheet optimization, and achieve an increase in profitability.
  • Deliver deep-dive variance analyses on NII and business unit performance across geographies, enabling senior leadership to make data-driven decisions.
  • Oversee production and review of key MIS reports—daily, monthly, and quarterly—covering operating results, balance sheet dynamics, and currency-wise spreads.
  • Drive annual budgeting and rolling forecasts across group; coordinate inputs from subsidiaries and cross-functional units, ensuring alignment with strategic goals.
  • Manage regulatory reporting of actuals vs. plans to Central Bank of Kuwait, ensuring accuracy and timeliness.
  • Contribute to quarterly investor presentation decks, supporting GCFO and GCEO with critical financial insights.
  • Act as key liaison with external auditors during quarterly and annual audits, ensuring smooth collaboration and 100% timely resolution of audit matters
  • Provide monthly and quarterly executive-level MIS reports to Senior Management, GCFO, and Board, highlighting key financial trends, risks, and business performance drivers.
  • Serve as go-to person for senior leadership for ad hoc, complex financial analyses and executive-level presentations—often from minimal input—delivering actionable insights on high-priority issues with speed and clarity.
  • Led implementation of revised FTP model incorporating LCR, NSFR, and behavioral maturity to allocate cost of funds segment-wise; coordinated across FMIS, implementation, and back-office teams from Management Accounting standpoint.

Assistant Manager - Audit and Assurance

Deloitte and Touche
04.2016 - 05.2021
  • Executed statutory audits across various sectors including banking, investments, manufacturing, trading, insurance, oil & gas, and services, in line with Deloitte Audit Methodology and International Standards on Auditing (ISA).
  • Led audit engagement team of 6 people for listed banking client, including risk assessments, walkthroughs, control evaluations, and remediation plans.
  • Developed process documentation and control activity flowcharts to identify and address weaknesses in internal controls.
  • Specialized in derivative valuations, hedge effectiveness testing, and expected credit loss (ECL) assessments in collaboration with valuation and modeling teams.
  • Prepared and presented consolidated financial statements as per IFRS.
  • Actively involved in adoption of IFRS 9, IFSR 15 and IFRS 16 in clients.
  • Reviewed workpapers, coached junior staff, and ensured audit quality through detailed planning, supervision, and issue resolution.
  • Conducted analytical procedures to detect unusual financial statement relationships and ensure audit efficiency.
  • Led audit of treasury, investments, retail loans, and ECL on credit and non-credit facilities, involving identifying key risks, evaluating controls, and reporting deficiencies.
  • Performed valuation of unquoted investments in compliance with applicable standards.
  • Liaised and acted as source of contact between clients, peers, audit experts, and superiors. Also, continuous involvement in reviews with Engagement Partners.
  • Special Engagement: Headed team to assist client in resolving accounting system migration failure, where financial statements had been disclaimed by statutory auditor for two consecutive years.

Lead Associate, Assurance

Ernst & Young
Cochin
10.2012 - 03.2016
  • Assisted onshore team in various phases of audits across various sectors, including BFSI.
  • Trained junior staff and reviewed their work by giving timely feedback.
  • Seconded to EY Qatar for year-end audit of Qatar Airways.

Education

CFA - Charterholder

CFA Institute
USA
05.2025

Canadian CPA - Member

Chartered Professional Accountants
British Columbia
06.2018

ACCA - Fellow Member Since May 2022

Association of Chartered Certified Association
London
05.2016

Bachelor’s Degree - Commerce (Specialization: Taxation)

Mahatma Gandhi University
Kerala
03.2010

Skills

  • CFA Charter holder
  • Equity Research & Portfolio Management
  • Investment Analysis & Asset Allocation
  • Financial Analysis
  • Financial Modelling & Valuation
  • Strategic Budgeting & MIS Reporting
  • Fund Transfer Pricing (FTP)
  • Audit & Assurance (Big 4 Background)
  • Entrepreneurship & Financial Governance

Personal Information

  • Passport Number: U0194495
  • Nationality: Indian
  • Marital status: Married

Languages

English
Advanced
Malayalam
Native

Affiliations

  • Reading
  • Investing Research

Custom

I, hereby, declare that the information mentioned above is accurate to the best of my knowledge. If given an opportunity, I will serve to the best of my abilities in your esteemed organization. Hoping you would consider me as a candidate for the concerned post.

Timeline

Manager, Management Accounting, Group Finance

National Bank of Kuwait
06.2021 - 05.2025

Assistant Manager - Audit and Assurance

Deloitte and Touche
04.2016 - 05.2021

Lead Associate, Assurance

Ernst & Young
10.2012 - 03.2016

CFA - Charterholder

CFA Institute

Canadian CPA - Member

Chartered Professional Accountants

ACCA - Fellow Member Since May 2022

Association of Chartered Certified Association

Bachelor’s Degree - Commerce (Specialization: Taxation)

Mahatma Gandhi University

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Jubin Madappattu Jacob