THOMAS SIMON
Kuwait City
Summary
A multi skilled insurer having hands on involvement with the different functions and processes surrounding both Marine and Non Marine the operational and strategic levels.
Specialties:-
-Property & Casuality
-Engineering
-General Accident
- Risk Surveying
-Marine Underwriting
-Business development, Marketing & Sales.
-Reinsurance applications and provisions.
Overview
18
18
years of professional experience
Work History
Team Leader-P&C, Engineering &Marine
Arabia Insurance Co
01.2018 - Current
- Responsible for the Technical and Production of the Dept and to achieve profitable business
- Manages and supervises the team
- Analysing Proposals and to underwrite in line with treaty guidelines
- Issuing Quotations and Coordinating with the Reinsurers for the Fac Supports
- Completed audits and risk assessments to achieve regulatory compliance
- Led staff meetings to delegate tasks, assign workloads and communicate changing priorities
- Trained and supervised team to deliver on store sales targets
- Inspired teams to achieve or exceed goals through regular motivation and facilitating team-building activities
- Tactfully handled complaints from staff, management and clients using excellent problem-solving and dispute resolution skills
- Reporting to the GCC Underwriting Head at Beirut, Lebanon
- Monitored operations to ensure employees followed relevant procedures and worked towards defined Key Performance Indicator (KPI) targets.
- Optimized resource allocation to maximize overall team output while minimizing costs.
Underwriting Officer- Marine & Non Marine
Kuwait Qatar Insurance Co.
06.2013 - 01.2018
- Having a suprevisory Profile
- Handling the major Corporate accounts
- Reduced claim losses by identifying potential risks and recommending appropriate coverage adjustments.
- Approving the quotations prior to releasing to the Clients/Brokers
- Corresponding with the Fac Reinsurers
- Reviewing the Fac in Proposals and deciding on the lines to be taken
- Business development meetings with Clients and Brokers and followups
- Conducted comprehensive analysis and evaluated risk to control underwriting loss
- Provided support to customers, assisting with policy terms, coverage options, renewals and claims handling.
Fire & General Accident Underwriting Officer
GIG Bahrain [Bahrain Kuwait Insurance, Kuwait]
09.2005 - 05.2013
- Study and assess the background informations of the new Proposals
- Issuance of quotation, ensuring Premiums are competitive
- Decide whether the risk should be shared with Fac Reinsurers taking into consideration of the treaty capacity and restrictions
- Decide on the clauses and conditions to be imposed while writing the policies
- Writing all classes of Policies, Endorsements
- Issuance of various Certificates
- Issuance of Fronting Policies
- Make all the correspondence with the Reinsurers and decide on Fronting Fees and related matters
- Conducting Pre Risk Survey/Claims Survey
- Preparation of Reports /Detailed survey Reports inorder to send to Reinsurers
- Coordinate with the Loss adjustors and clarify all the disparities in the Report before submitting to the management
- Incidental correspondence /Follow up with the Reinsurers/Clients/Agents/LossAdjsuters in connection with above activities
- Preparation of various correspondences and statistics reports relating to the activities of FGA Underwriting and Claims Dept
- Have knowledge of Marine Insurance covers as well
- Negotiated coverage, policy pricing and service delivery during meetings with customers, agents or brokers.
Fire, General Accident & Marine Underwriter
Arabia Insurance Company, Kuwait
08.2005
- Issuing quotations for the new business
- Underwriting the proposals, finalizing the cover & the rates
- Issuing Policies & Endorsements
- Corresponding with the client & head office
- Reporting to the Branch Manager
- Quoted comprehensive insurance policies equipped to meet client needs
- Negotiated terms for insurance contracts to secure best policies.
Marketing & Promotional Incharge
Pidilite Industries - Fevicol Division
01.2002
- Managing the promotional activities of the new and the existing products
- Conducting brand promotional activities in different parts the market
- Constantly monitoring the representatives and to motivate them
- Assisting the sales force to achieve the targets.
Sales & Marketing Officer
Dabur India Ltd. - Cochin
09.1999
- Promotional of consumer products
- Managing the primary & the secondary sales in the assigned territory
- Handling the dealers.
Education
ENPC University Paris
Certifications
Skills
- Sincere, Willingness to work hard, Selfmotivated, Confident & Commitment toward getting the job done
- Goal Development Planning
- Training and Development
- Staff Appraisals
- Resource Allocation
- Client Support
- Priority Management
- Team Supervision
- Finance Management
- KPI Management
- Operational Planning
- Negotiation and Persuasion
- Strong analytical skills
- Team Development Strategies
Custom
Diploma in Computer Management - Datapro, Cochin
Personal Information
- Date of Birth: 06/27/1974
- Driving License: Holding a valid Kuwait Driving License.
- Marital Status: Married
Timeline
Team Leader-P&C, Engineering &Marine
Arabia Insurance Co
01.2018 - Current
Underwriting Officer- Marine & Non Marine
Kuwait Qatar Insurance Co.
06.2013 - 01.2018
Fire & General Accident Underwriting Officer
GIG Bahrain [Bahrain Kuwait Insurance, Kuwait]
09.2005 - 05.2013
Fire, General Accident & Marine Underwriter
Arabia Insurance Company, Kuwait
08.2005
Marketing & Promotional Incharge
Pidilite Industries - Fevicol Division
01.2002
Sales & Marketing Officer
Dabur India Ltd. - Cochin
09.1999
ENPC University Paris
Certifications